PPF Calculator: How much will you get after 15 years with monthly investments of Rs 2000, 3000, 4000, and 5000?

 PPF is popular among conservative investors seeking long-term growth with guaranteed returns, while those willing to take risks might prefer market-linked investments as they offer higher gains.

The Public Provident Fund (PPF) has been one of the popular investment options for investors looking for safety of their money, tax benefits and a decent return. Currently, the PPF offers 7.1% interest rate per annum. Unlike market-linked products such as mutual funds or stocks, which offer higher returns but come with higher risk, PPF gives investors a guaranteed return with no risk.

Backed by the government, PPF brings safety and offers the added advantage of tax-free interest and maturity proceeds under Section 80C of the Income Tax Act. PPF is particularly appealing for conservative investors seeking long-term growth with guaranteed returns, while those willing to expose them to more risks might prefer market-linked investments as they offer higher gains.

As an investor, If you’re looking for a low-risk investment with good returns, PPF can be a great option. PPF is open to any Indian citizen and allows you to invest up to Rs 1.5 lakh per year, with a minimum deposit of Rs 500. The PPF has a 15-year term and offers the benefit of compound interest.